Customers

Ocaso offers a wide range of property insurance productsavailable to customers via insurance brokers.

Ocaso products are available exclusively via Insurance Brokers. If you would like a quotation simply speak to your local insurance broker and ask about Ocaso.

If you need to get in touch or would like to make a claim please speak to your broker or use the Contact Us page to ensure you get through to the person best equipped to handle your specific enquiry or claim.

The in-house Claims team at Ocaso works alongside some of the largest names in loss adjusting in the UK, always seeking fresh ideas and looking at new methodologies and technologies in order to make the Claims process as smooth and efficient as possible.

If you need to make a claim please call Ocaso on 0203 499 0183.

Contact us

Our products

Ocaso a wide range of residential property products; speak to your insurance broker for more information.

Home Insurance

  • Owner Occupied Home Insurance

    Buildings & contents insurance for the place you love most.

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    We are pleased to be able to offer you a comprehensive household policy which can be tailored to suit your requirements for buildings, contents or combined policies.

    Features
    • £50 standard excess
    • Trace and access cover up to £5,000
    • £2m Property Owners Liability
    • The buildings sum insured is index linked
    • £250 replacement locks cover
    • £1,000 theft from garages or outbuildings
    • Buildings cover available on individual flats
    Flood Re

    Our portal will return quotes for suitable cases in flood exposed areas where Flood Re is available

    This will work by returning two quotes:

    • Excluding flood cover
    • Including flood cover with the flood aspect ceded to Flood Re
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  • UK Holiday Home

    Peace of mind for your home away from home.

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    If your client owns a second home as a family retreat or a short term holiday let we can help you to keep it protected. Our UK Holiday Home product has been designed with the needs of property owner in mind.

    What type of risks can I cover?
    • Second Homes
    • Holiday Homes
    • Short term holiday let investment
    • Properties where minimum security is not in place
    • Contents cover available
    • Flexible 30-day visitation requirement
    • Buildings cover available on individual flats
    Product features
    • £250 standard excess
    • £2m Property Owners Liability
    • Up to £25,000 contents cover can be included
    • The buildings sum insured is index linked
    • Loss of rent cover included up to 20% of both Buildings and Contents sum insured
    • Buildings cover available on individual flats
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  • Unoccupied Home

    Various cover levels for your unoccupied residential property

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    Whatever the reason for your property becoming unoccupied, you will usually find that Ocaso has a suitable insurance solution. Whilst we expect you to regularly inspect the property and for it to be kept in a good state of repair, we are able to offer a range of flexible solutions to cater for the majority of needs.

    What risks are suitable?
    • Properties awaiting sale
    • Pending probate settlement
    • Properties undergoing structural renovation
    • Properties where minimum security is not in place
    • Contents cover available
    • Flexible 30-day visitation requirement
    • Buildings cover available on individual flats
    Three levels of cover to choose from
    1. Fire, lightning, explosion, earthquake and aircraft only
    2. Fire, lightning, explosion, earthquake, aircraft and subsidence
    3. Full cover including malicious damage and theft
    • These can be offered as 3, 6, 9 or 12 month policies.
    • Our interest-free direct debit option is also available.
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Property Owners Insurances

  • Residential Let

    Flexible options to protect your investment properties.

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    The Residential Let Plus policy was specifically designed to suit the typical landlord scenario, giving your client peace of mind in various situations

    Key features
    • Full perils on unoccupied properties awaiting tenants for up to 90 days
    • Wide range of works and renovation permitted
    • Flexible tenancy type, including professional, students and benefit-assisted tenants
    • £5m Property Owners Liability
    • Trace & access up to £5,000
    • MD by tenants up to £5,000 (excluding students)
    • Buildings cover available on individual flats
    Useful information
    • Residential Let PLus can cater for multiple properties on one policy
    • Let Legal Protection available as an optional cover
    • Interest-free direct debit available
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  • Property Owners Portfolio

    Made for landlords with multiple residential properties.

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    Made for landlords with multiple residential properties, the Property Owners Portfolio policy has been created to adapt with changing occupancies and has one renewal date to ensure it gives your client both the protection and flexibility they need when managing their portfolio.

    Key features
    • Full perils on unoccupied properties for up to 90 days
    • Wide range of works and renovation permitted
    • Flexible tenancy type, including professional, students and benefit-assisted tenants
    • £5m Property Owners Liability
    • Trace & access up to £5,000
    • MD by tenants up to £5,000 (excluding students)
    • Buildings cover available on individual flats
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  • Commercial Property Owners

    Coming soon!