Ocaso provides peace of mind to millions on insured individuals worldwide.

You asked and we listened!

The Ocaso Broker Portal has been designed to offer the most efficient way of quoting, placing, and administering business with Ocaso; with it’s instant document delivery, online MTA’s, renewal functionality and flexible terms it has quickly become a firm favourite with our brokers.

No expense was spared in the design and delivery of what we see as a “must have” for a broker; a simple, intuitive, efficient, and user friendly way to access our products. Find out why brokers are giving us such great feedback!

The Ocaso Broker Portal offers

  • Online “quote & buy” with instant policy documentation
  • State of the art referral system
  • Online MTA’s, cancellations, and lapses
  • Renewal functionality
  • Search for policies quickly and easily
  • Access to documentation 24/7
  • Flood Re availability

Why with us

UK Claims, Accounts, and Underwriting teams.

An “A” rated Insurer, not an MGA.

Our Business Development team are all ex-brokers.

Privately owned with no external debt.

Our figures

Ocaso are dedicated to the broker market, currently working with more than 600 UK Insurance Brokers providing cover to more than 50,000 UK policyholders.

30,000 Agents

Ocaso works with numerous agents to ensure that service is always at the forefront.

Since 1920

Ocaso has been offering insurance to customers since 1920.

More than 1 bn Euros

The company has more than 10 times the MCR (Minimum capital requirement) and almost 3 times the SCR (Solvency capital requirement)

Know more about Ocaso

Our products

Ocaso products are exclusively available via brokers, contact your local insurance broker to obtain a quotation or to find out more.

Home Insurance

  • Owner Occupied Home Insurance

    Buildings & contents insurance for the place you love most.

    Product informationClose product information

    We are pleased to be able to offer you a comprehensive household policy which can be tailored to suit your requirements for buildings, contents or combined policies.

    • £50 standard excess
    • Trace and access cover up to £5,000
    • £2m Property Owners Liability
    • The buildings sum insured is index linked
    • £250 replacement locks cover
    • £1,000 theft from garages or outbuildings
    • Buildings cover available on individual flats
    Flood Re

    Our portal will return quotes for suitable cases in flood exposed areas where Flood Re is available

    This will work by returning two quotes:

    • Excluding flood cover
    • Including flood cover with the flood aspect ceded to Flood Re
    Close product information
  • UK Holiday Home

    Peace of mind for your home away from home.

    Product informationClose product information

    If your client owns a second home as a family retreat or a short term holiday let we can help you to keep it protected. Our UK Holiday Home product has been designed with the needs of property owner in mind.

    What type of risks can I cover?
    • Second Homes
    • Holiday Homes
    • Short term holiday let investment
    • Properties where minimum security is not in place
    • Contents cover available
    • Flexible 30-day visitation requirement
    • Buildings cover available on individual flats
    Product features
    • £250 standard excess
    • £2m Property Owners Liability
    • Up to £25,000 contents cover can be included
    • The buildings sum insured is index linked
    • Loss of rent cover included up to 20% of both Buildings and Contents sum insured
    • Buildings cover available on individual flats
    Close product information
  • Unoccupied Home

    Various cover levels for your unoccupied residential property

    Product informationClose product information

    Whatever the reason for your property becoming unoccupied, you will usually find that Ocaso has a suitable insurance solution. Whilst we expect you to regularly inspect the property and for it to be kept in a good state of repair, we are able to offer a range of flexible solutions to cater for the majority of needs.

    What risks are suitable?
    • Properties awaiting sale
    • Pending probate settlement
    • Properties undergoing structural renovation
    • Properties where minimum security is not in place
    • Contents cover available
    • Flexible 30-day visitation requirement
    • Buildings cover available on individual flats
    Three levels of cover to choose from
    1. Fire, lightning, explosion, earthquake and aircraft only
    2. Fire, lightning, explosion, earthquake, aircraft and subsidence
    3. Full cover including malicious damage and theft
    • These can be offered as 3, 6, 9 or 12 month policies.
    • Our interest-free direct debit option is also available.
    Close product information

Property Owners Insurances

  • Residential Let

    Flexible options to protect your investment properties.

    Product informationClose product information

    The Residential Let Plus policy, which is Defaqto 5-Star rated, was specifically designed to suit the typical landlord scenario, giving your client peace of mind in various situations

    Key features
    • Full perils on unoccupied properties awaiting tenants for up to 90 days
    • Wide range of works and renovation permitted
    • Flexible tenancy type, including professional, students and benefit-assisted tenants
    • £5m Property Owners Liability
    • Trace & access up to £5,000
    • MD by tenants up to £5,000 (excluding students)
    • Buildings cover available on individual flats
    Useful information
    • Residential Let PLus can cater for multiple properties on one policy
    • 5-Star Defaqto rating
    • Let Legal Protection available as an optional cover
    • Interest-free direct debit available
    Close product information
  • Property Owners Portfolio

    Coming soon!

    Enjoy the convenience of a single insurance policy to cover your residential properties with the ability to add or remove properties mid-term. Our policy is designed with the property investor in mind, offering a flexible approach and wide ranging covers.

  • Commercial Property Owners

    Coming soon!

* Please see full policy documentation for details of all covers, excesses, and policy terms.

Interested in becoming an Ocaso Broker?

Join us

Frequently asked questions

  • How do I report a claim?

    You can contact our claims team on 0207 377 6465 Monday to Friday from 9:00 AM to 5:00 PM (excluding Bank Holidays).

    Outside normal working hours please call Davies on 0344 856 2032.

  • Is Ocaso financially secure?

    Yes, Ocaso was founded in 1920 and enjoys a Financial Strength rating of A (Excellent) by A.M. Best Company, Inc.

  • Does Ocaso charge fees?

    No, Ocaso does not charge fees.

  • How do I become an Ocaso Agent?

    Simply complete our online form and a member of the Business Development Team will be in touch.

  • Does Ocaso have any minimum commitment levels?

    No, we leave the broking to the brokers.

Download a Broker Information Pack

Download Pack

Join us

If you’re interested in becoming an Ocaso agent please complete the information below and a member of our Business Development Team will be in touch.